Fire departments and emergency medical services organizations provide a unique variety of services unlike those of any other governmental entity. Because of the highly technical and hazardous nature of those services, typical insurance programs for regular governmental entities often do not adequately cover this special field.
Continental Western Group’s Fire/EMS PAK Program was specifically designed to meet the specialized needs of fire departments and emergency medical services organizations. As such, it features many advantages over typical insurance coverages, including extremely competitive premiums.
All Fire/EMS-PAK policies in the state of Kansas are administered through Kansas Insurance. We will work with insurance agents or directly with EMS organizations to provide the best possible coverage.
Here are a few special features of the Fire/EMS-PAK program:
- Packaged policies
- Risk management service
- All policies written on occurrence forms
- Special event coverage
- Public and professional liability with prior acts coverage
- Employment practices liability
- Employee benefits liability
- 3-Year Rate Guarantee
- Annual Renewal Discount
- Blanket coverage on portable equipment valued at Replacement Cost
- Good Samaritan Liability