Fire & EMS PAK Program

Fire departments and emergency medical services organizations provide a unique variety of services unlike those of any other governmental entity. Because of the highly technical and hazardous nature of those services, typical insurance programs for regular governmental entities often do not adequately cover this special field.

Continental Western Group’s Fire/EMS PAK Program was specifically designed to meet the specialized needs of fire departments and emergency medical services organizations. As such, it features many advantages over typical insurance coverages, including extremely competitive premiums.

All Fire/EMS-PAK policies in the state of Kansas are administered through Kansas Insurance. We will work with insurance agents or directly with EMS organizations to provide the best possible coverage.

Here are a few special features of the Fire/EMS-PAK program:

• Packaged policies
• Risk management service
• All policies written on occurrence forms
• Special event coverage
• Public and professional liability with prior acts coverage
• Employment practices liability
• Employee benefits liability
• 3-Year Rate Guarantee
• Annual Renewal Discount
• Blanket coverage on portable equipment valued at replacement cost
• Good Samaritan Liability
  

Public Entity PAK Program

Continental Western Group’s Public Entity PAK Program was designed to meet the specific needs of small public entities such as cities, townships, water districts, sewer districts and cemetery districts. It features many specialized advantages over typical insurance policies.

All public entity PAK policies in the state of Kansas are administered through Kansas Insurance. We will work with insurance agents or directly with public entities to provide the best possible coverage.

Here are a few special features of the Public Entity PAK program:

• Packaged policies
• Risk management service
• All policies written on occurrence forms
• Special event coverage
• Public and professional liability with prior acts coverage
• Employment practices liability
• Employee benefits liability